EST. LAHORE · PAKISTAN

The Munshi in your jeb.

Har Pakistani karobar ke liye — ek munshi jo sirf likhta nahi, sochta hai.

Android par muft · seedha hum se download

Phone ijazat maange to ‘Allow’ dabayein — app seedha hum se milti hai.

Play Store par jald.

Abhi sirf 50 jagah hain — pilot merchants ke liye.

A bank reports.
Munshi notices.

Basheer ne raat ko dhaba band kiya. Use nahi pata tha ke Khalid ne 23 din se kuch nahi diya. LAINA DAINA ne 8ve din bata diya hota — khamoshi se, izzat ke saath, jab sudhaar abhi bhi aasaan tha.

KYUN BANAYA

Hum ne isko isliye banaya.

Main pesha se accountant hoon. Bari company ke paas har faisle ke liye poora finance department hota hai — kitna stock lein, kis se paisa maangein, tax kaise dein. Dukaan-wala yeh sab faisle akela karta hai — sirf yaad aur andaze par. Mehnat ka paisa wahan doobta hai jahan koi poochne wala nahi hota. Yeh farq mujhse dekha nahi gaya. Is liye hum ne har karobar ki jeb mein woh munshi rakh diya jo ab tak sirf bara karobar afford kar sakta tha.

— Qasim, Lahore.

GARDASHI SARMAYA

Paisa kahan phansa hai?

Lena aur dena — dono taraf ka cycle, ek nazar mein.

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Gardashi Sarmaya

LAINA DAINA · BAND BY BAND

0–15 DIN

Rs 9,750

Rs 6,200

16–30 DIN

Rs 4,500

Rs 3,000

31–60 DIN

Rs 2,100

60+ DIN

Rs 18,400

Gardashi Sarmaya

LAINA DAINA · BAND BY BAND

0–15 DIN

Rs 9,750

Rs 6,200

16–30 DIN

Rs 4,500

Rs 3,000

60+ DIN

Rs 18,400

KUL +Rs 25,550 · LENA

Gardashi Sarmaya

MUNSHI NE DEKHA

✦ Shah Traders se purana Laina vasool karein — Rs 18,400 baqi hai. Cash phansa hua hai, pehle yahan se nikalein.

Tafseel dekhein →

yeh Laina-Daina ka cycle hai — stock abhi shamil nahi.

BAND BY BAND 0–15 se 60+ din tak — sab saamne.

EK ACTION Kahan se cash niklega — Munshi batata hai.

VASOOLI

Aaj kis se maangoon?

Munshi waqt par bolta hai — aap sirf bhejte hain.

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MUNSHI NE DEKHA

✦ Khalid ne 23 din se kuch nahi diya — yaad dilaein?

5D6D5D7D23D

Reminder bhejein →

MUNSHI NE DEKHA

✦ Khalid ne 23 din se kuch nahi diya — yaad dilaein?

5D6D5D7D23D

Reminder bhejein →

Salam Khalid bhai, aap ke hisaab mein Rs 4,500 baqi hai. Jab waqt mile dekh lein.

Bhejein →

MUNSHI 23 din — Munshi ne yaad rakha. Aap nahi bhoole.

VASOOLI Ek tap — reminder tayaar, izzat ke saath.

TASDEEQ

Galat entry ka darr?

Munshi pehle poochta hai — phir likhta hai.

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Munshisun raha hoon

Khalid ko 2,000 udhaar diya

Munshisun raha hoon

Khalid ko 2,000 udhaar diya

Munshi ne yeh samjha

Rs 2,000

Khalid · Udhaar

Haan, post karo Edit Rehnay dein

Munshisun raha hoon

Khalid ko 2,000 udhaar diya

Munshi ne yeh samjha

Rs 2,000

Khalid · Udhaar

Saving… Edit Rehnay dein

Khata24 parties

K Khalid aaj · udhaar +Rs 2,000

K Karim Sweet Mart 3 din pehle · udhaar +Rs 2,100

H Haroon Bhai aaj subah · paisa aaya −Rs 1,450

Aur khata? Entry seconds mein.

BILL SCAN Bill ki photo lein — har item khud darj ho jata hai.

AAWAZ Bol ke entry karein — Munshi likh leta hai.

LIKH KE Ek line likhein — “Aslam ko 2,000 udhaar” — ho gaya.

ASAAN GOSHWARA

Saal ka hisaab — khud, bina accountant ke.

Apne bank transactions upload karein — Munshi saal bhar ka hisaab bana deta hai. Aap confirm karte hain, woh file-ready goshwara tayaar karta hai. Tax filling itni aasaan kabhi nahi thi.

Sirf eligible merchants ke liye — Munshi pehle check karta hai.

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DUKAAN APNI HAI YA KIRAYE PAR?

Apni Kiraye par

Gharwalon ki dukaan bhi “Apni” — sawal qabze ka hai, kaghaz ke naam ka nahi.

Aap ki is saal ki sale: Rs 4,500,000

Aap ka Hisaab

Salana Farokht MaalRs 4,420,000aap ki tasdeeq baki

Salana Khareed MaalRs 2,150,000aap ki tasdeeq baki

Karobari AkhrajatRs 880,000aap ki tasdeeq baki

Khalis MunafaRs 1,390,000aap ki tasdeeq baki

ACCOUNT/TRANSFER WALI DHUND

Bank transfer · Rs 150,000

Apna hi account transfer

Account/transfer wali dhund baqi nahi — sab saaf hai.

Aap ka hisaab tayyar hai — bas aap ki muhar baki hai.

Salana Farokht MaalRs 4,420,000

Khalis MunafaRs 1,390,000

Tax ke Hisaab se AamdanRs 4,420,000

Kul TaxRs 44,200

TASDEEQ

Form ki tasdeeq — apne naam se

“Main tasdeeq karta/karti hoon ke mazkoora bala bayan kardah haqaiq sach par mabni hain.”

Tasdeeq darj karein

RECONSTRUCTION Saal bhar ka data — Munshi ne sorted kar diya.

CONFIRMATION Aap ne dekha, aap ne confirm kiya — aap ka faisla.

GOSHWARA File karne ke liye tayaar — bina CA ke.

FAISLA

Bara faisla — kis se poochein?

Naya bike qist par lena theek hai? Stock barhayein ya nahi? Karza uthana chahiye?

Munshi ka agla qadam: faisla bhi samjhayega — kya karna chahiye, kyun, aur kitna risk.

Jald.

KIS KE LIYE

Har Pakistani karobar ke liye.

Dukaan, dhaba, cafe, restaurant, karkhana, online shop — agar aap ka koi hisaab hai, LAINA DAINA aap ka munshi hai.

Chota karobar ho ya bara — khata, vasooli, aur Munshi sab ke liye barabar kaam karta hai.

PEHLE 50

Pehle 50 merchants. Founding cohort.

Pilot mein sirf 50 jagah hain. Jo pehle aayenge, woh founding merchants ban'nge — jinka feedback LD ko shape karega.

Apni jagah le lein →

LAINA·DAINA

EST. LAHORE · PAKISTAN

Aapka khata, aapka rishta.

Chalein, shuru karte hain →